At the present time only U.S. merchants can use either the Free Quote Service or the Consulting Service.
Merchants are also not eligible for either service if they are currently:
- in bankruptcy
- discharged from bankruptcy within the last 6 months
- subject to a tax lien
- in the VISA/Mastercard MATCH file as a result of a previous merchant account
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| As well, certain business types cannot use the services. These restricted business types include: |
| Adult related information |
Firearms or other weaponry |
Outbound telemarketing |
| Airlines |
Gambling of any form |
Over the phone consulting |
| Cigarette sales online |
Horoscopes/psychic counseling |
Pornographic material |
| Credit card protection services |
Insurance plans |
Sales of illegal products |
| Credit restoration/repair agencies |
Internet payment service provider |
Sports pictures |
| Dating/companion services |
Internet sales of golf clubs |
Stock market quotes |
| Debt consolidation services |
Lottery club |
Sweepstakes |
| Discount travel trips |
Medical benefits packages |
Travel memberships/clubs |
| Drug paraphernalia |
Money transfer/cash advances |
Unregistered travel agents |
| Extended warranty contracts |
Mortgage reduction services |
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| Individual Providers may also have other business types that they cannot accept for a merchant account. |
